You are on your way to work, driving the kids to school or simply just out running a few errands when, in a split second, your whole life changes. You realize that you were in a car accident. Another motor vehicle rear-ended or T-boned your car. The collision was severe enough for you to suffer personal injuries. Your back aches, your neck is sore, you broke a bone or you are bleeding. Almost instantly, you suffer headaches and you are confused. Motor vehicle accidents often occur because someone was reckless, distracted or driving too aggressively. Maybe they were texting while driving, putting on make-up or otherwise distracted.
Drivers in Florida are required to have Personal Injury Protection (PIP) or no-fault insurance. This motor vehicle insurance coverage is to pay your medical bills, lost wages or out of pocket expenses when you are involved in an accident. The limits are usually $10,000.00 but, in some cases, could be higher. The other driver could be responsible for your damages and personal injuries. Most drivers in Florida carry bodily liability coverage insurance to cover the claims of someone they collided with in an accident. Perhaps the other driver did not have insurance or a sufficient amount of insurance to cover the cost of your injuries. We preserve and pursue your rights to make a claim under your uninsured / underinsured motorist coverage of the policy you purchased. This insurance should be available to you when you need it but, even your own insurance carrier will resist and minimize the value of your claim.